Chequing Accounts
**Please note that effective January 24, 2010 changes were made to the monthly fee on the Power Account and the Power Plus Account. For full details please click here.**
Basic Chequing Account
For members who want a simple chequing account and wish to pay for services as used, this account offers value and convenience.
Features:
- A simple and easy to understand chequing account
- Service charges as per our low service charge schedule
Power Chequing Account
Maintain a minimum balance of $1,500 in this account and receive this package account FREE, or pay a low monthly fee.
Features:
- Monthly fee: $10.00
- Unlimited Chequing – Cheques, EFT’s & Direct Payment Purchases
- Unlimited Member Direct Online Banking and Telephone banking
- No sur-charge for ATM Access at River City Credit Union owned ATMs and cash machines (charges apply at other machines)
- Access to overdraft protection, on approved credit
- Daily interest (paid monthly)
- No charge for Utility payments at all River City Credit Union Branches.
- Free Supply of Cheques (generic style)
- No charge for money orders & Drafts (US and Canadian, excluding International)
- Statement Service - with cheque imaging included
- Commission free Travellers cheques
Power Plus Chequing Account
Our full service package account that offers unlimited account transactions with the ease of a one monthly fee.
Features:
- Monthly fee: $11.50
- Unlimited Chequing – Cheques, EFT’s & Direct Payment Purchases
- Unlimited Member Direct Online Banking and Telephone Banking
- No charge for ATM access at River City Credit Union owned ATM machines, and Four free ATM withdrawals from this account at any cash machine (sur-charges will apply)
- Access to Overdraft protection, on approved credit
- No charge for Utility payments at all River City Credit Union Branches
- Free Supply of Cheques (generic style)
- No charge for money orders & Drafts (US and Canadian excluding International)
- Statement Service with cheque imaging included
- Commission free Travellers cheques
- No charge for EFT (electronic funds transfer) and Direct Payment
- Daily interest (paid monthly)
Reward Chequing Account
Designed specially for all our members who are 60 years of age (and over) or retired members. This account entitles you to a multitude of banking services - free of charge and then some!
Features:
- Unlimited Chequing – Cheques, EFT’s & Direct Payment Purchases
- Unlimited Member Direct Online Banking and Telephone Banking
- No sur-charge for ATM access at River City Credit Union owned ATM and cash machines
- Half price ATM withdrawals from this account at any cash machine
- Access to Overdraft protection, on approved credit
- No charge for Utility payments at all River City Credit Union Branches.
- Free Supply of Cheques (generic style)
- Free money orders & Drafts (US and Canadian excluding International)
- Statement Service with cheque imaging included
- Commission free Travellers cheques
- Daily interest (paid monthly)
- $5.00 Rebate on Annual Safety Deposit Box Rental
Savings Accounts
River City Savings Account
Our participatory savings account pays a dividend styled rate of return. A must for all who wish to see their savings grow!
Features:
- No restrictions on withdrawals or deposits.
- Interest calculated on minimum monthly balance and paid annually.
- Dividend style rate of return, traditionally pays .5% less than the average one year term deposit rate.
- Transactions are subject to service charges as per our low service charge schedule.
Plan 24 Account
This is a daily interest savings that is paid monthly, It is designed for short term or high activity savings funds.
Features:
- Interest calculated daily, paid monthly
- Transactions are subject to service charges as per our low service charge schedule.