Chequing Accounts

**Please note that effective January 24, 2010 changes were made to the monthly fee on the Power Account and the Power Plus Account.  For full details please click here.**

Basic Chequing Account

For members who want a simple chequing account and wish to pay for services as used, this account offers value and convenience.

Features:

  • A simple and easy to understand chequing account
  • Service charges as per our low service charge schedule

 

Power Chequing Account

Maintain a minimum balance of $1,500 in this account and receive this package account FREE, or pay a low monthly fee.

Features:

  • Monthly fee: $10.00
  • Unlimited Chequing – Cheques, EFT’s & Direct Payment Purchases
  • Unlimited Member Direct Online Banking and Telephone banking
  • No sur-charge for ATM Access at River City Credit Union owned ATMs and cash machines (charges apply at other machines)
  • Access to overdraft protection, on approved credit
  • Daily interest (paid monthly)
  • No charge for Utility payments at all River City Credit Union Branches.
  • Free Supply of Cheques (generic style)
  • No charge for money orders & Drafts (US and Canadian, excluding International)
  • Statement Service - with cheque imaging included
  • Commission free Travellers cheques

 

Power Plus Chequing Account

Our full service package account that offers unlimited account transactions with the ease of a one monthly fee.

 
Features:

  •  Monthly fee: $11.50
  • Unlimited Chequing – Cheques, EFT’s & Direct Payment Purchases
  • Unlimited Member Direct Online Banking and Telephone Banking
  • No charge for ATM access at River City Credit Union owned ATM machines, and Four free ATM withdrawals from this account at any cash machine (sur-charges will apply)
  • Access to Overdraft protection, on approved credit
  • No charge for Utility payments at all River City Credit Union Branches
  • Free Supply of Cheques (generic style)
  • No charge for money orders & Drafts (US and Canadian excluding International)
  • Statement Service with cheque imaging included
  • Commission free Travellers cheques
  • No charge for EFT (electronic funds transfer) and Direct Payment
  • Daily interest (paid monthly)

 

Reward Chequing Account

Designed specially for all our members who are 60 years of age (and over) or retired members. This account entitles you to a multitude of banking services - free of charge and then some!

 
Features:

  • Unlimited Chequing – Cheques, EFT’s & Direct Payment Purchases
  • Unlimited Member Direct Online Banking and Telephone Banking
  • No sur-charge for ATM access at River City Credit Union owned ATM and cash machines
  • Half price ATM withdrawals from this account at any cash machine
  • Access to Overdraft protection, on approved credit
  • No charge for Utility payments at all River City Credit Union Branches.
  • Free Supply of Cheques (generic style)
  • Free money orders & Drafts (US and Canadian excluding International)
  • Statement Service with cheque imaging included
  • Commission free Travellers cheques
  • Daily interest (paid monthly)
  • $5.00 Rebate on Annual Safety Deposit Box Rental 

 

Savings Accounts


River City Savings Account

Our participatory savings account pays a dividend styled rate of return.  A must for all who wish to see their savings grow!


Features:

  • No restrictions on withdrawals or deposits.
  • Interest calculated on minimum monthly balance and paid annually.
  • Dividend style rate of return, traditionally pays .5% less than the average one year term deposit rate.
  • Transactions are subject to service charges as per our low service charge schedule.

 

Plan 24 Account

This is a daily interest savings that is paid monthly,  It is designed for short term or high activity savings funds.


Features:

  • Interest calculated daily, paid monthly
  • Transactions are subject to service charges as per our low service charge schedule.