Chequing Accounts

**Please note that effective January 24, 2010 changes were made to the monthly fee on the Power Account and the Power Plus Account.  For full details please click here.**

Basic Chequing Account

For members who want a simple chequing account and wish to pay for services as used, this account offers value and convenience.

Features:

  • A simple and easy to understand chequing account
  • Service charges as per our low service charge schedule

 

Power Chequing Account

Maintain a minimum balance of $1,500 in this account and receive this package account FREE, or pay a low monthly fee.

Features:

  • Monthly fee: $10.00
  • Unlimited Chequing – Cheques, EFT’s & Direct Payment Purchases
  • Unlimited Member Direct Online Banking and Telephone banking
  • No sur-charge for ATM Access at River City Credit Union owned ATMs and cash machines (charges apply at other machines)
  • Access to overdraft protection, on approved credit
  • Daily interest (paid monthly)
  • No charge for Utility payments at all River City Credit Union Branches.
  • Free Supply of Cheques (generic style)
  • No charge for Money Orders & Drafts (US and Canadian, excluding International)
  • Statement Service - with cheque imaging included
  • Commission free Travellers cheques

 

Power Plus Chequing Account

Our full service package account that offers unlimited account transactions with the ease of a one monthly fee.

 
Features:

  •  Monthly fee: $11.50
  • Unlimited Chequing – Cheques, EFT’s & Direct Payment Purchases
  • Unlimited Member Direct Online Banking and Telephone Banking
  • No charge for ATM access at River City Credit Union owned ATM machines, and Four free ATM withdrawals from this account at any cash machine (sur-charges will apply)
  • Access to Overdraft protection, on approved credit
  • No charge for Utility payments at all River City Credit Union Branches
  • Free Supply of Cheques (generic style)
  • No charge for Money Orders & Drafts (US and Canadian, excluding International)
  • Statement Service with cheque imaging included
  • Commission free Travellers cheques
  • No charge for EFT (electronic funds transfer) and Direct Payment
  • Daily interest (paid monthly)

 

Reward Chequing Account

Designed specially for all our members who are 60 years of age (and over) or retired members. This account entitles you to a multitude of banking services - free of charge and then some!

 
Features:

  • Unlimited Chequing – Cheques, EFT’s & Direct Payment Purchases
  • Unlimited Member Direct Online Banking and Telephone Banking
  • No sur-charge for ATM access at River City Credit Union owned ATM and cash machines
  • Half price ATM withdrawals from this account at any cash machine
  • Access to Overdraft protection, on approved credit
  • No charge for Utility payments at all River City Credit Union Branches.
  • Free Supply of Cheques (generic style)
  • Free Money Orders & Drafts (US and Canadian, excluding International)
  • Statement Service with cheque imaging included
  • Commission free Travellers cheques
  • Daily interest (paid monthly)
  • $5.00 Rebate on Annual Safety Deposit Box Rental 

 

Savings Accounts


River City Savings Account

Our participatory savings account pays a dividend styled rate of return.  A must for all who wish to see their savings grow!


Features:

  • No restrictions on withdrawals or deposits.
  • Interest calculated on minimum monthly balance and paid annually.
  • Dividend style rate of return, traditionally pays .5% less than the average one year term deposit rate.
  • Transactions are subject to service charges as per our low service charge schedule.

 

Plan 24 Account

This is a daily interest savings that is paid monthly,  It is designed for short term or high activity savings funds.


Features:

  • Interest calculated daily, paid monthly
  • Transactions are subject to service charges as per our low service charge schedule.

 

Reward Savings Account

Designed specially for all our members who are 60 years of age (and over) or retired members to accompany thier Reward Chequing account. This FREE account allows you to perform all your banking needs free of charge.

 
Features:

  • Unlimited Member Direct Online Banking and Telephone Banking
  • No sur-charge for ATM access at River City Credit Union owned ATM and cash machines
  • Half price ATM withdrawals from this account at any cash machine
  • No charge for Utility payments at all River City Credit Union Branches.
  • Free Money Orders & Drafts (US and Canadian, excluding International)
  • Statement Service
  • Commission free Travellers cheques
  • Interest calculated on minimum monthly balance and paid annually.
  • Dividend style rate of return, traditionally pays .5% less than the average one year term deposit rate.

 

About RCCU