Chequing Accounts
Personal Chequing Account
For members who want a simple chequing account and wish to pay for services as used, this account offers value and convenience.
Features:
- A simple and easy to understand chequing account
- Service charges as per our low service charge schedule
Power Chequing Account
Maintain a minimum balance of $1,500 in this account and receive this package account FREE, or pay a low monthly fee.
Features:
- Monthly fee: $10.00
- Unlimited Chequing – Cheques, EFT’s & Direct Payment Purchases
- Unlimited Member Direct Online Banking and Telephone banking
- No sur-charge for ATM Access at River City Credit Union owned ATMs and cash machines (charges apply at other machines)
- Access to overdraft protection, on approved credit
- Daily interest (paid monthly)
- No charge for Utility payments at all River City Credit Union Branches.
- Free Supply of Cheques (generic style)
- No charge for Money Orders & Drafts (US and Canadian, excluding International)
- Statement Service - with cheque imaging included
- Commission free Travellers cheques
Power Plus Chequing Account
Our full service package account that offers unlimited account transactions with the ease of a one monthly fee.
Features:
- Monthly fee: $11.50
- Unlimited Chequing – Cheques, EFT’s & Direct Payment Purchases
- Unlimited Member Direct Online Banking and Telephone Banking
- No charge for ATM access at River City Credit Union owned ATM machines, and Four free ATM withdrawals from this account at any cash machine (sur-charges will apply)
- Access to Overdraft protection, on approved credit
- No charge for Utility payments at all River City Credit Union Branches
- Free Supply of Cheques (generic style)
- No charge for Money Orders & Drafts (US and Canadian, excluding International)
- Statement Service with cheque imaging included
- Commission free Travellers cheques
- No charge for EFT (electronic funds transfer) and Direct Payment
- Daily interest (paid monthly)
Fastrac Freedom Chequing Account (18 - 25)
This account is tailored exclusively for individuals between the ages of 18 - 25 . Take advantage of no montly fees, competive rates and the opportunity to get your finances on the fastrac.
Features:
- No Monthly Service Fee
- Unlimited Chequing – Cheques, EFT’s & Direct Payment Purchases
- Unlimited Member Direct Online Banking and Telephone Banking
- Free E-Statement ($1.00 paper)
- Free In-Branch Bill Payments
- Over 265 Free ATMs available (click here for a location near you)
- No charge for ATM access at River City Credit Union owned ATM machines (sur-charges will apply)
- Term Deposit Rate Bonus
- Access to Overdraft protection (subject to credit approval)
- MasterCard (subject to credit approval)
- Free Supply of Cheques (generic style)
- Statement Service with cheque imaging included
- Commission Free Travelers cheques
- Daily interest (paid monthly)
Reward Chequing Account
Designed specially for all our members who are 60 years of age (and over) or retired members. This account entitles you to a multitude of banking services - free of charge and then some!
Features:
- Unlimited Chequing – Cheques, EFT’s & Direct Payment Purchases
- Unlimited Member Direct Online Banking and Telephone Banking
- No sur-charge for ATM access at River City Credit Union owned ATM and cash machines
- Half price ATM withdrawals from this account at any cash machine
- Access to Overdraft protection, on approved credit
- No charge for Utility payments at all River City Credit Union Branches.
- Free Supply of Cheques (generic style)
- Free Money Orders & Drafts (US and Canadian, excluding International)
- Statement Service with cheque imaging included
- Commission free Travellers cheques
- Daily interest (paid monthly)
- $5.00 Rebate on Annual Safety Deposit Box Rental
Savings Accounts
River City Savings Account
Our participatory savings account pays a dividend styled rate of return. A must for all who wish to see their savings grow!
Features:
- No restrictions on withdrawals or deposits.
- Interest calculated on minimum monthly balance and paid annually.
- Dividend style rate of return, traditionally pays .5% less than the average one year term deposit rate.
- Transactions are subject to service charges as per our low service charge schedule.
Plan 24 Account
This is a daily interest savings that is paid monthly, It is designed for short term or high activity savings funds.
Features:
- Interest calculated daily, paid monthly
- Transactions are subject to service charges as per our low service charge schedule.
Reward Savings Account
Designed specially for all our members who are 60 years of age (and over) or retired members to accompany thier Reward Chequing account. This FREE account allows you to perform all your banking needs free of charge.
Features:
- Unlimited Member Direct Online Banking and Telephone Banking
- No sur-charge for ATM access at River City Credit Union owned ATM and cash machines
- Half price ATM withdrawals from this account at any cash machine
- No charge for Utility payments at all River City Credit Union Branches.
- Free Money Orders & Drafts (US and Canadian, excluding International)
- Statement Service
- Commission free Travellers cheques
- Interest calculated on minimum monthly balance and paid annually.
- Dividend style rate of return, traditionally pays .5% less than the average one year term deposit rate.
U.S. Savings Account
Whether you want to save for your next vacation or are looking for a new investment tool, our U.S. Account will meet your needs.
Features:
- No monthly fee
- No restrictions on withdrawals or deposits
- Free E-Statement with account
- Unlimited MemberDirect online banking and Tele-banking balance inquiries
- Interest calculated daily and paid monthly