

What Are Mutual Funds?
A Mutual Fund is a pool of money contributed by people with similar investment objectives. Investment professionals manage a Mutual Fund and select the securities that are held by the fund. Investors share the income, expenses and any gains or loses of the fund.
By investing in mutual funds, investors can access the kind of diversification and professional investment that is normally only available to wealthy investors.
Through Credential Asset Management Inc., we offer Credential® Select Portfolio funds which invest in a number of mutual fund companies such as Fidelity, AIM /Trimark and AGF.
We also offer socially responsible investing with Ethical Funds®. Choose from Balanced funds, Bond Funds, Dividend Funds, Equity Funds, Income Funds or Money Market Funds.
Your Mutual Funds Investment Specialists at River City Credit Union are trained to tailor your portfolio to meet your individual needs and risk tolerance.
Money can be held in either a registered or in a non-registered fund.
For additional information on Ethical Funds, go to www.ethicalfunds.com
Contact a Credential Asset Management Inc. Mutual Funds Investment Specialist today for rates or more details.

Disclaimer
†Mutual funds are offered through Credential Asset Management Inc. Unless otherwise stated, mutual fund securities and cash balances are not covered by the Canada Deposit Insurance Corporation or by any other government deposit issuer that insures deposits in credit unions. Commissions, trailing commissions, management fees and expenses may be associated with mutual fund investments. Please read the prospectus before investing. Mutual funds are not guaranteed, their values change frequently and past performance may not be repeated.
®Credential is a registered mark owned by Credential Financial Inc. and is used under licence. ®Ethical Funds is a registered mark owned by Ethical Funds Inc. and is used under licence.